What is SSDI? Find out more about this Social Security benefit in the United States

The Social Security Disability Insurance scheme is known as SSDI. A reward for American workers who can’t work for more than a year because of a disability or physical condition and get paid every month. You must have paid enough in taxes as a worker in order to get SSDI disability payments. A person must have worked for at least ten years before they can get Social Security retirement payments.

A person in the US who is over 60 years old must have worked for 9.5 years before they can get Social Security Disability Insurance. It’s clear that a person younger than them and with a qualified illness may need fewer credits.

2 key requirements to get SSDI

The Social Security Administration (SSA) has established two basic prerequisites for receiving monthly payments from the SSDI program. In fact, you must have a medical condition that has prevented you from working for more than a year and meets the Social Security Administration’s rigorous definition of disability.

Aside from your medical condition, you must have worked and paid sufficient taxes to the Social Security Administration. Obviously, there are residency and citizenship restrictions.

However, the Social Security Administration argues that some lawfully present noncitizens of the United States who meet all of the eligibility conditions may be eligible for Social Security benefits.

How much money could I get from the SSDI benefits in 2025?

If you apply now and are eligible for SSDI payments in 2025, you might receive an average cheque of around $1,580, up from $1,542 following the 2025 COLA hike next January.

The most that SSDI will pay out in 2024 is $3,822. In 2025, it will be $4,018. Indeed, you probably won’t get this full disability insurance payment because a disease can keep you from working in your 20s or 20s.

Because of this, you won’t have much time to work and pay Social Security Administration payroll taxes. Keep in mind that you won’t get your first SSDI check right away. It will be a while before the SSA agrees with you.

Also See:- Change in the law on Social Security benefits – This is the situation right now in the Senate